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If you are having financial troubles, there is a good chance that you are having to deal with debt collectors. We can help you if you are being unlawfully harassed or threatened by a debt collector.
The Federal Debt Collection Practices Act (“FDCPA”) provides you important rights and restricts what debt collectors can do in an effort to collect a debt. It is important to distinguish the difference between an original creditor, the person or entity that provided the loan, and a debt collector, a person or entity that was assigned the right to collect what is “due another.”
The FDCPA is a federal law that regulates the actions of debt collectors and protects those in debt from threats, harassment, and other abusive debt-collection tactics. Under the FDCPA many of these once commonplace practices are now illegal under federal law.
1 https://www.ftc.gov/legal-library/browse/rules/fair-debt-collection-practices-act-text#803
2 https://www.consumerfinance.gov/ask-cfpb/how-often-can-a-debt-collector-call-me-en-2110/
You can read more about potential violations on the Federal Trade Commission’s website, here.
We are ready to fight for you. We have litigated more than 1,000 cases against creditors. Our reputation for fighting can be the key to get you the best outcome without having to go to court.
